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Câu 1 / 20

Identify the error: "The bank advised us about the documents was incomplete."

• A. The bank
• B. was incomplete
• C. the documents
• D. advised

Câu 2 / 20

______ the bank's strict lending criteria, many small businesses find it difficult to obtain loans.

• A. Although
• B. Because
• C. Due to
• D. In spite

Câu 3 / 20

Choose the word closest in meaning to "amortize".

• A. phase out gradually
• B. spread payment over time
• C. write off gradually
• D. borrow more

Câu 4 / 20

Rewrite using a gerund: "He applied for a loan. He hoped to buy a house."

• A. He applied for a loan to buy a house.
• B. He applied for a loan with the hope of buying a house.
• C. He applied for buying a loan to a house.
• D. He applied for a loan, hoped buying a house.

Câu 5 / 20

I wish I _____ speak French fluently.

• A. can
• B. will
• C. could
• D. would