Fraud Risk Management Expert- Ha Noi- TA084

Job Description:

1. Enhance and Optimize the Fraud Risk Management Framework

- Provide expert input into the design and refinement of fraud risk policies, procedures, and governance structures.

- Benchmark VPBank’s fraud risk framework against international standards and emerging threats.

- Advise on integration of fraud controls into operational and digital processes.

2. Lead Complex Fraud Risk Assessments and Scenario Analysis

- Conduct deep-dive assessments of high-risk areas, emerging fraud typologies, and systemic vulnerabilities.

- Develop fraud risk scenarios and stress tests to evaluate control effectiveness.

- Advise business units on mitigation strategies for complex fraud exposures.

3. Coordinate the Implementation of Fraud Risk Management Tools Suitable for Each Member in VPBank Group

- Oversee deployment and customization of fraud detection tools across entities.

- Ensure tools are calibrated to reflect entity-specific risk profiles and operational realities.

- Monitor tool performance and recommend enhancements.

4. Develop and Champion Technology-Driven Fraud Risk Solutions

- Lead the design and implementation of advanced analytics, AI models, and real-time monitoring systems for fraud detection.

- Collaborate with IT, data science, and digital teams to embed fraud controls into platforms and customer journeys.

- Evaluate emerging technologies and recommend adoption strategies.

5. Oversee Fraud Incident Management and Strategic Investigations

- Guide the investigation of complex or high-value fraud cases.

- Conduct root cause analysis and recommend systemic corrective actions.

- Liaise with legal, compliance, and law enforcement on sensitive cases.

6. Drive Fraud Awareness and Risk Culture Across the Group

- Design and deliver advanced fraud training programs for high-risk functions and leadership.

- Promote a culture of vigilance, accountability, and ethical conduct.

- Support internal campaigns and communication strategies.

7. Ensure Regulatory Compliance and Strategic Governance Support

- Advise on regulatory developments and ensure fraud risk practices remain compliant.

- Prepare strategic fraud risk reports for senior management and governance committees.

- Support internal and external audits with expert insights.

Job Requirements:
1. Educational Qualifications

- Bachelor’s degree or higher in Finance, Banking, Business Administration, Economics, Law, Fintech, or a related discipline.

- Preferred: Master’s degree or relevant professional certifications, such as:

- Certified Fraud Examiner (CFE)

- Certified Risk Management Professional (CRMP)

- Certified Internal Auditor (CIA)

2. Relevant Knowledge / Expertise

Strong knowledge of:

- Fraud risk frameworks, typologies, and mitigation methodologies

- Financial crime regulations and compliance standards

- Internal control systems and audit methodologies

- Data analytics concepts and technologies used in fraud detection

Familiarity with:

- Banking products and services (especially retail lending portfolios)

- Regulatory requirements (e.g., AML, KYC, FATF guidelines)

- Investigation procedures and case management systems

3. Skills

Analytical & Investigative: Ability to identify patterns, anomalies, and root causes in fraud cases.

Technical Proficiency:

- Experience using fraud monitoring platforms and data analytics tools

- Knowledge of SQL, Python, or similar data interrogation tools is an advantage

Communication:

- Strong report writing abilities and effective presentation skills

- Ability to convey complex insights to non‑technical stakeholders

Collaboration: Demonstrated ability to work cross‑functionally with Compliance, Legal, IT, and business units

Strategic Thinking: Capability to design, implement, and assess fraud prevention strategies

4. Relevant Experience

- Typically 7 years of experience in fraud risk management, internal audit, compliance, or financial crime investigation.

- Proven experience in:

- Leading and managing fraud investigations

- Developing and executing fraud mitigation strategies

- Overseeing fraud risk within digital channels and emerging technologies

5. Required Competencies

- Integrity & Ethics: Strong commitment to professionalism, confidentiality, and ethical behavior.

- Risk Awareness: Ability to anticipate emerging fraud trends and respond proactively.

- Decision‑Making: Sound judgment during high‑pressure or high‑risk investigations.

- Adaptability: Comfortable navigating dynamic, fast‑paced, and high‑risk environments.

- Leadership: Ability to mentor junior staff and influence senior stakeholders effectively.

Benefits:

- Competitive and performance-based compensation package

- Holiday and Lunar New Year bonuses, subject to the Bank’s prevailing policies

- Preferential staff loan programs, in accordance with bank policies

- Enhanced annual leave entitlement based on job level, plus company-sponsored summer vacation

- Full statutory insurance coverage as required by labor law, plus VPBank Care insurance depending on job grade and tenure

- Access to comprehensive training programs, aligned with the competency framework for each position

- Working schedule: Monday to Friday, and Saturday morning

- Dynamic, collaborative, and growth-oriented workplace, with abundant opportunities for learning and career development

- Participation in diverse employee engagement activities, including sports tournaments, talent contests, and team-building events