Vay mua xe auto loan - Part 3 TOEIC Luyện Thi

Tóm tắt nhanh: Khách apply auto loan USD 35k, 36 months 6.5% APR, 10% down. 3 câu hỏi: giá xe, down, term.

Hội thoại

Loan Officer: Welcome to Premier Bank Auto Loans. How can I help?

Customer (Manish): I'd like to finance a new car. The price is USD 35,000.

Loan Officer: Great. What's your down payment?

Manish: I can put down 10%, so USD 3,500.

Loan Officer: That means we'll finance USD 31,500. Over how many months would you like to pay?

Manish: 36 months, if possible.

Loan Officer: For 36 months, our APR is 6.5%. Your monthly payment would be USD 962.

Manish: That's within my budget. What documents do I need?

Loan Officer: Proof of income, ID, and proof of insurance for the vehicle.

Manish: Got it. Thanks.

3 câu hỏi trắc nghiệm

Question 1: What is the car's price?

• (A) USD 25,000
• (B) USD 31,500
• (C) USD 35,000 ✓
• (D) USD 50,000

Đáp án: (C) - "USD 35,000".

Question 2: How much is the down payment?

• (A) USD 1,500
• (B) USD 3,500 ✓
• (C) USD 5,000
• (D) USD 10,000

Đáp án: (B) - "USD 3,500".

Question 3: What is the monthly payment?

• (A) USD 800
• (B) USD 962 ✓
• (C) USD 1,100
• (D) USD 1,500

Đáp án: (B) - "USD 962".

Từ vựng

Traps

Bẫy 1: Amount financed

• USD 35,000 - USD 3,500 = USD 31,500 financed. Đừng nhầm 35k.

Bẫy 2: Term vs APR

• 36 months → 6.5% APR.

Bẫy 3: Documents

• 3 documents: income, ID, insurance.

Topic: Auto loan USD 35k, 10% down, 36 months 6.5% APR.

Luyện ngay bộ đề mô phỏng TOEIC 2026 — 5.000+ câu hỏi, chấm điểm tức thì tại thithu.com/thi-tieng-anh.