Quảng cáo vay mua nhà mortgage ad - Part 4 TOEIC Luyện Thi
Tóm tắt nhanh: Mortgage ad 6.25% APR 30-year 0 points 0 origination. 3 câu hỏi: rate, term, points.
Monologue
(Radio commercial)
Buying a home? Sun Valley Mortgage wants to make your dream a reality. Right now, we're offering thirty-year fixed-rate mortgages at an unbeatable six point two five percent APR. That's right — six point two five percent APR with zero points and zero origination fees. Lock in this rate today, and you could save thousands over the life of your loan. Our online application takes just minutes, and you can receive a decision in as little as fifteen minutes. We also offer FHA, VA, and jumbo loans. Sun Valley Mortgage — making homeownership affordable. Call 1-800-555-SUNNY or visit sunvalleymortgage.com. Equal Housing Lender.
3 câu hỏi trắc nghiệm
Question 1: What's the APR?
- (A) 5.5%
- (B) 6.0%
- (C) 6.25% ✓
- (D) 6.5%
Đáp án: (C) - "six point two five percent APR".
Question 2: What's the loan term?
- (A) 15-year
- (B) 20-year
- (C) 30-year ✓
- (D) 40-year
Đáp án: (C) - "thirty-year fixed-rate".
Question 3: How many points?
- (A) 0 ✓
- (B) 1
- (C) 2
- (D) 3
Đáp án: (A) - "zero points".
Từ vựng
| Từ vựng | Nghĩa |
|---|---|
| buying a home | mua nhà |
| make your dream a reality | biến giấc mơ thành hiện thực |
| offering | đang cung cấp |
| thirty-year fixed-rate mortgage | thế chấp cố định 30 năm |
| unbeatable | không thể đánh bại |
| six point two five percent APR | 6.25% APR |
| zero points | 0 điểm |
| origination fees | phí khởi tạo |
| lock in this rate | khóa lãi suất này |
| save thousands | tiết kiệm hàng nghìn |
| over the life of your loan | trong suốt thời hạn vay |
| online application | đơn trực tuyến |
| takes just minutes | chỉ mất vài phút |
| in as little as fifteen minutes | chỉ trong 15 phút |
| FHA loans | vay FHA |
| VA loans | vay VA |
| jumbo loans | vay siêu lớn |
| homeownership | sở hữu nhà |
| affordable | giá phải chăng |
| Equal Housing Lender | Bên cho vay nhà ở bình đẳng |
Traps
Bẫy 1: APR
- 6.25%, không 6% hoặc 6.5%.
Bẫy 2: Term
- 30-year fixed, không 15-year.
Bẫy 3: Points
- Zero, không 1 point.
Topic: Sun Valley Mortgage 6.25% APR 30-year 0 points 0 fees.
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